Timberland Bank - trusted since 1915.
Those are powerful words in today's world
and represent a milestone not celebrated by many financial institutions. Timberland Bank was built on the time-honored principal of serving individuals, families and businesses in our local communities and helping them reach their financial goals.
One hundred years later while much has changed, our guiding principals remain the same. Timberland Bank is still managed and governed locally by seasoned banking veterans. To remain a trusted, well-capitalized community bank while navigating through diverse economic cycles is a testament of our unwavering commitment to serve you with banking solutions that are timely, competitive and safe.
Who is Paul Long- "The Small Business Owners Banker"
I am a 19 year veteran of business banking, not just commercial banking, but working with small businesses (under $10 Million in annual sales). I am passionate about working with small business owners and helping them to understand the ever-changing banking industry.
I have a business Finance and Economics degree from Eastern Washington University, as well as graduated from numerous advanced banking/lending programs.
Business Loan Solutions from a Trusted Local Partner
At Timberland Bank, you'll find business loan solutions for businesses of any size. Our seasoned bankers will provide personal guidance and sound financial solutions to help you grow your business.
Our Business Bankers are local banking veterans who understand the market area and the needs of businesses in the Pacific Northwest. We take time to learn about you, your business and the future of your company. We will assist you in finding lending solutions and business services that fit your circumstances.
Business Line of Credit
Timberland's Business Line of Credit provides our customers the flexibility and support for the working capital needs of your company. Lines of credit are routinely utilized for short term financing needs including, but not limited to: working capital, short term payroll, trade discounts, small equipment or inventory purchases. .
- Convenient access to funds
- Competitive variable rates
- Interest is charged only on the portion of your line that your business is using
- Easy access to funds
Secured Term Loans
Timberland's Secured Term Loans are single disbursement loans primarily designed for customers seeking longer term loans for purchase of larger equipment, vehicles, partner buy-outs and other purposes unique to each business. A Secured Term Loan offers fixed and variable rates with flexible terms.
- Enables a business to maintain available credit on their short term credit lines.
- Secured by purchased assets, general business assets, titles or cash.
Business Acquisition Financing
If you are looking to buyout a partner or acquire another company, let our experienced Business Bankers help you grow.
- Flexible payment plan
- A mix of equity and debt
- SBA options available for low down payments
Commercial Real Estate
Timberland's Commercial Real Estate Loans are available to purchase or refinance our customer's buildings. Timberland offers financing for both Owner and Non-Owner occupied properties.
- Amortization schedule up to 25 years
- Competitive rates and terms
Small Business Administration Loans (SBA)
SBA 504 Loans are an option for existing businesses and available to finance existing buildings as well as for construction of owner occupied commercial real estate. In addition, this program can potentially also finance larger, long-term equipment purchases. With as little as 10% down, the SBA 504 option can be a great solution while retaining working capital within the business.
SBA 7(a) Loans are utilized for a business with limited business credit, history or collateral seeking to refinance existing debt to improve cash flow, expand their business, purchase a competitor, purchase equipment or business real estate.
Timberland Bank Video S. King/Pierce County
- Drive-up ATM available 24 hours a day
- Night Deposit Box
- Safe Deposit Boxes available
A True Professional
Paul Long is committed to helping his customers with all of their banking needs. I feel confident when I refer my friends and clients to Paul for their banking needs, that he will take great care of them and give them the advise and assistance they need.
Paul is awesome!
Paul has been awesome in helping us easily set up our accounts at Timberland Bank. The accounts we have at Timberland are so much more user friendly than what we had before. In addition, Paul was the only banker that would spend the time with me, early in the existence of The Plumbing & Drain Company, to map out a path to attain financing. This took many months of Paul's time, most of which was before we were a customer, and he just kept investing time and giving us advice, until we were able to get financing for two new vehicles this month. I can't thank Paul enough for his time and effort.