Credit Optimization Program
With many years in the real estate and mortgage industry Raquel realized there was a great need for credit clean up. Many of her clients didn’t even know what was on their credit report. Raquel made this a vital part of the homeownership process.
Auditing the credit report was the very first step even if the client was approved with its status; it wasn’t good enough to get the most favorable interest rate and terms. Credit clean up offers consumers more buying power, endless options on payment terms and credit savviness. We believe the credit bureaus should be held accountable for the data they furnish. The entire process of credit reporting should be transparent and auditable. Our number one goal is to use the laws governing credit reporting to be just
and accountable to the consumer.